A car accident can flip your day upside down in seconds. Whether you’re driving along Ocean Boulevard in Myrtle Beach or navigating downtown Charleston traffic, knowing what to do after a crash can make a real difference.
Below is a practical, step-by-step guide tailored for South Carolina drivers and visitors.
What to Do After a Car Accident in SC
The steps you take right away can protect your health, strengthen a South Carolina car accident claim, and help a Myrtle Beach or Charleston car accident attorney evaluate your situation later.
10 Steps to Follow After a Car Crash in South Carolina
Step 1: Check for Injuries and Call 911
Your first priority is safety. Check yourself and others for injuries and call 911 immediately if anyone is hurt. Even if injuries seem minor, getting medical help on the scene creates a record that may become important later.
South Carolina law requires drivers involved in accidents resulting in injury, death, or significant property damage to report the crash to law enforcement. This requirement is outlined in S.C. Code Ann. § 56-5-1230.
Step 2: Move to Safety (If Possible)
If the vehicles are drivable and it’s safe to do so, move them out of traffic to avoid additional collisions. Turn on hazard lights and stay alert—busy areas like U.S. 17 or Highway 501 can be especially dangerous after a crash.
Step 3: Exchange Information with the Other Driver
After a car accident in Myrtle Beach or Charleston, exchange basic information with all involved drivers, including:
- Name and contact details
- Driver’s license number
- Insurance company and policy number
- Vehicle make, model, and license plate number
Avoid discussing fault at the scene. A casual comment like “I’m sorry” can be misunderstood later.
Step 4: Document the Accident Scene
If you’re able, gather evidence before leaving the scene. This can be incredibly helpful for a Charleston car accident attorney or Myrtle Beach personal injury lawyer reviewing your case later.
Helpful Documentation Includes:
- Photos of vehicle damage
- Skid marks and debris
- Traffic signs or signals
- Visible injuries
- Weather and road conditions
Also, collect names and contact information for any witnesses who saw the crash happen.
Step 5: Cooperate with Police—But Be Careful with Statements
When law enforcement arrives, answer questions honestly and stick to the facts. The officer’s accident report often becomes a key piece of evidence in a South Carolina car accident claim.
You can later request a copy of the report for your records and to share with your attorney.
Step 6: Seek Medical Care as Soon as Possible
Even if you feel “okay,” get checked out by a medical professional the same day if you can. Some injuries—like whiplash or concussions—don’t always show symptoms right away.
Delaying treatment can not only affect your health but may also be used by insurance companies to question the seriousness of your injuries.
Step 7: Notify Your Insurance Company
Report the accident to your insurer promptly. Stick to the basic facts and avoid giving recorded statements until you understand your rights.
Insurance adjusters are trained to minimize payouts, even when the claim seems straightforward.
Step 8: Understand South Carolina’s Fault Rules
South Carolina follows a modified comparative negligence rule under S.C. Code Ann. § 15-38-15. This means you can recover damages if you are less than 51% at fault for the accident, but your compensation may be reduced by your percentage of fault.
Understanding how fault works is one reason many people choose to speak with a personal injury lawyer in Myrtle Beach or Charleston before accepting any settlement.
Step 9: Be Cautious with Social Media
It’s best to avoid posting about the accident on social media. Photos, check-ins, or casual updates can be taken out of context and used against you during an insurance claim.
Step 10: Talk with a Myrtle Beach or Charleston Car Accident Lawyer
Once things settle down, consider speaking with a South Carolina personal injury attorney. A conversation can help you understand potential next steps, timelines, and what documentation may be helpful.
Frequently Asked Questions About Car Accidents in SC
Do I have to report every car accident in South Carolina?
Not every minor fender bender requires a report, but accidents involving injuries, death, or significant property damage must be reported to law enforcement under South Carolina law.
What if the accident happened while I was visiting Myrtle Beach or Charleston?
You still have the same rights under South Carolina law, even if you live out of state. A local Charleston car accident attorney can help explain how jurisdiction and insurance issues may apply.
How long do I have to file a car accident claim?
In most cases, South Carolina allows three years from the date of the accident to file a personal injury lawsuit, though exceptions may apply.
Should I accept the insurance company’s first offer?
Many initial offers do not account for future medical treatment or long-term effects. It’s often a good idea to fully understand your situation before agreeing to any settlement.
Take the Right Steps Early
A car accident in Myrtle Beach or Charleston can feel overwhelming, but taking the right steps early can protect both your health and your rights.
From documenting the scene to understanding South Carolina’s fault laws, being informed puts you in a stronger position.
If you have questions about your situation or want to explore your options, contact Coastal Law to schedule a conversation about your potential personal injury claim.
A timely discussion can help you move forward with clarity and confidence.
