Imagine both of your parents are killed in an auto accident, and, when you file the insurance claim, the insurance company informs you that, because you own the policy and they are your family members, they are going to settle your claim for the statutory minimum of...
What are some of the more common issues and insurance defenses in car accident cases? You may have heard of “the three D’s” of insurance defense – deny, delay, and defend. One thing you can be sure of – the at-fault driver’s insurance company does not want to pay...
In State Farm v. Windham, decided August 19, 2020, the SC Court of Appeals found that a driver is entitled to stack underinsured motorist (UIM) policies, including a spouse’s UIM policies, when the driver is in an automobile accident driving a rental car. Following...
Does health insurance pay for auto accident injuries? If you are injured in an auto accident, your expenses may be piling up. Hospital bills, EMS bills, medical equipment, medication, and lost wages from the time you were unable to work are just a few examples. But...
Can a passenger sue after an auto accident? What if they were a passenger on a motorcycle? Who can a passenger sue? The driver of the car that they were in? The other driver? Does it matter who was at fault in the accident? When passengers in a car are injured after...
What is PIP insurance in SC? PIP insurance in SC, also called Medical Pay, or MedPay, provides additional coverage in the event of an accident, regardless of whether the accident was your fault. Although PIP insurance does not replace your recovery from the other...
